+1 823 424 9134Why you should choose us?
From humble beginnings in 1980 as a single family-owned brokerage in Smith Falls, ON, ALK Insurance has grown to become one of the largest independent, Canadian-owned brokerage in the country. Since then, we’re proud to have grown to a vast team and numerous locations coast-to-coast. As ALK Insurance has expanded across the country, we have always maintained our focus on our people, our clients and our communities
Expert Advise
Our advisors go the extra mile every step of the way, and do the legwork to provide personalized coverage solutions that fit our clients’ lives.
Partner Network
When it comes to the claims process, we advocate for our clients and take the stress off them during a tough time. We’ve always got their backs.
Hard Work
Whether it comes to finding the right coverage or navigating a claim, we keep things simple and use language that everyone can understand.
Purpose Driven
We’re obsessed with providing the very best in client service. Our purpose is the ensure safe and healthy communities
The history
Mutual insurance has its origins in the early 17th century. The concept emerged as a way for individuals to pool their resources to protect against common risks. The first mutual insurance company, The Friendly Society (also known as The Society for Equitable Assurances on Lives and Survivorships), was founded in 1706 in London by William Talbot and Sir Thomas Allen. The idea was that members would contribute premiums to a collective fund, which would be used to cover the losses of those who suffered misfortune. Over time, the mutual model spread across Europe and the United States, where mutual insurance companies became a popular alternative to stock insurance companies. In a mutual organization, policyholders are both the owners and the beneficiaries, with any surplus profits typically returned to them through dividends or lower premiums. This model remains a key component of the insurance industry today.